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Is Credit Restoration Legal?

Your credit score has a huge impact on your opportunities and finances, which is why people have more questions now than ever about credit restoration services.  You know you want to improve your credit, but you may be worried about credit scams, or companies that don’t deliver on their claims, or maybe you just want to know more about the laws regarding credit restoration before you make any decisions.   Foremost for many is the question “Is Credit Restoration Legal?”  Thankfully, the simple answer is yes; because of the Fair Credit Reporting Act and other consumer protection legislation, you have the right to contest inaccurate or erroneous items on your credit reports, and trusted credit restoration companies are able to improve their customers’ credit every year by helping achieve this.

credit restoration legalCredit restoration companies use their expertise and knowledge of credit laws and the credit report system in order to find potentially incorrect information or errors with their customers’ reports.  Then, they assist their clients in making changes through the three credit bureaus, Equifax, TransUnion, and Experian, with the use of dispute letters.  The credit unions are required by law to investigate disputes and make adjustments within 30 days of receiving the letters.  This practice is supported by the fair Credit Reporting Act and is in full compliance with all U.S. laws and regulations.

However, not all credit restoration companies are equally effective, and it takes a knowledgeable team with extensive credit experience to successfully navigate the nuances of credit law in order to get the best results.  That’s why it’s important to partner with an established company that has a proven track record when choosing your credit restoration services.  Part of the reason anyone even asks “is credit restoration legal?” is because there are many inexperienced or even unlawful credit restoration companies out there that have left their clients even worse off than when they started.  You don’t want to leave your financial future in uncertain hands, which is why you want to find the credit experts you can trust.

At My Credit Helper, our company has been offering credit restoration services for nearly a decade.  In that time, we have successfully helped remove nearly 700,000 inaccurate, negative entries from our clients’ reports.  We also have an “A” rating with the Better Business Bureau, a testament to both our integrity and the high quality of service we offer.  We have the reputation and history of getting results that will allow you the peace-of-mind that only comes when you know you are with the best.  Don’t settle for an unknown or untested program when you can choose the company that has a sterling reputation with both clients and the BBB.  Is credit restoration legal?  Absolutely; and for the trusted credit restoration experts, choose MyCreditHelper.  Call today for more information or to receive a free consultation!

Originally posted 2013-09-29 19:58:53.

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